ATM Cash Withdrawal Rules: Debit card is not required to withdraw cash from ATM, know here the secret method

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Withdraw money from ATM without Card: Now debit card is not necessary to withdraw money from ATM. Although not many people know about this. If you still withdraw money with the help of debit card, now you can upgrade yourself.

At present, there are many such banks whose card you can withdraw money from without using the ATM, but now the Reserve Bank has increased the scope of the bank. Now almost all the banks are providing the facility to withdraw money.


Major banks like State Bank of India (SBI), HDFC Bank and Punjab National Bank (PUB) provide cardless card withdrawal facility. The advantage of withdrawing money at ATMs without credit and debit cards is that it prevents situations like card loss, incorrect PIN transition and card theft at ATMs. Instead of card, you can withdraw money from ATM with the help of UPI. Let us tell you how to withdraw money from ATM without card.

To withdraw money through UPI, the following are the things that you must have in your mobile phone. To withdraw money from an ATM, you need to have a bank account and install any UPI-based payment app like GPay, PhonePe, BHIM, etc.

You must have an internet connection.

What are the procedures to withdraw cash through UPI?

Step 1: First of all, go to any ATM and select “Withdraw Cash” option
Step 2: From “Withdraw Cash” option, you need to select UPI option on the ATM screen. The QR code will show on the ATM screen.
Step 3: Now, you need to open any UPI payment app on your phone and turn on the QR code scanner.
Step 4: Start scanning the QR code shown on the ATM screen.
Step 5: After scanning, you need to select the amount you want to withdraw.
Step 6: Next, hit the Proceed button and enter your UPI PIN to withdraw money.